Bouncing back from bad credit is hard. You need credit to bounce back, yet no creditors want to give you a chance.
Enter Surge Mastercard® – the credit card that helps you build credit whether you’re starting from scratch or rebuilding bad credit. Many credit cards for bad credit don’t report to the credit bureaus creating that double-edged sword.
You get a credit card (which is good), but the credit bureaus don’t know about it, so the credit card doesn’t help your credit and you remain stuck.
Is the Surge Mastercard® different? Read the review below.
What is the Surge Mastercard®?
Most credit cards for people with bad credit require a large security deposit. If you don’t have it, you can’t get the credit card. The Surge Mastercard®, though, offers an unsecured credit card to consumers with bad credit with no security deposit required with a Credit Limit between $300 and $750.
If you want a larger line or you don’t qualify for unsecured debt, you will need a security deposit, so keep that in mind. Putting a deposit down isn’t the end of the world, especially if it helps build your credit.
How to Get Credit Line Increases
Your Surge Mastercard® credit limit may seem low at first (starting at $300), but they are great about increasing credit lines after you make six payments on time.
To get the credit line increase do the following:
- Pay as much of your bill as you can each month.
- Keep your credit line as open as possible
- Keep your credit in good standing
Surge Mastercard® Features
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Free online account access 24/7
- Checking Account Required
How to Apply
Applying for a Surge Mastercard® is easy. The quickest way is to apply online. You’ll know within seconds if you’re approved. If Surge needs more information, it may take up to 30 days for an answer.
If you’re approved, Surge sends out your new card and all pertinent information within 3 business days. Once you receive your card, activate it over the phone and start using it.
Apply for a Surge Mastercard® Today
If you have bad credit or no credit, consider applying for a Surge Mastercard® today. Most applicants get approved with no security deposit required. Even if you need a security deposit, though, they report to the credit bureaus, helping increase your credit score and get you back on track.